Instant Loan

Instant Loan

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Instant Loan

Instant Personal Loan is a financial product for salaried individuals in India. You can use the funds to resolve any monetary expense. It is an unsecured loan where you do not have to submit collateral to eloanfinance. The funds can be used for any purpose or emergency expense, such as medical treatment, purchase of a gadget, home repair, educational fees, vehicle repair, travel trip, etc. Without any physical paperwork, you can simply apply online for instant personal loan at eloanfinance.com (direct lender of the loan), fill and submit the application form, upload the soft copy of required documents, do other formalities, and you are good to go. The loan is one of the fastest approved and serves all your immediate monetary needs.

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Instant Loan

Instant Personal Loan Details
Loan Amount Rs. 10,000 to Rs. 1,00,000 (Rs. 1 Lakh)
Loan Tenure 1 month to 12 months
Interest Rate Starting 0.1% per day
Processing Fees Rs. 500 + 18% GST
Mode of Repayment EMI through IMPS, NEFT, Cheque, Payment Gateway, eNACH
Foreclosure/Part-Payment Fees Nil

Instant Loan Eligibility

The eligibility criteria for personal loans at Fullerton India include:

  • You can get cash in your bank account as soon as 2 hours to 24 hours.
  • Approval can be obtained within 15 minutes of loan application.
  • We at eloanfinance offer top notch custom borrowing solutions for your financial requirements with quick customer support.

Features and Benefits of Instant Personal Loans

Below-mentioned are the features and advantages of quick personal loans by eloanfinance.

  • Available PAN India, Apply from Anywhere!
    Our instant personal loan facility is available in every major city in India, such as Mumbai, Navi Mumbai, Thane, Delhi, Pune, Noida, Bangalore, Gurgaon, Hyderabad, Chennai, Jaipur, Indore, Kolkata, amongst others. You have to provide a government-recognized proof of residence to prove the city you currently residing in to avail the funds.
  • Ideal Funding In Case of Financial Emergencies
    Do you need cash in just a few hours for an urgent expense, such as for a medical reason, vacation, event, accident, etc? eloanfinance strives to disburse cash to your bank account as soon as the loan application is processed, and approved. Thus, instant personal loan is one of the best options to get over any emergency scenario where you are in an urgent need of cash in than a day.
  • Loan Amount Up to Rs. 1 Lakh
    We at eloanfinance understand that everyone’s monetary requirement differs depending on the situations they face. At times you may need a small amount of cash, and at times a bigger amount. So, we have got you covered in time of emergencies, or whenever a need arises, with funding starting from Rs. 10,000 and up to Rs. 1 lakh.
  • Flexible Tenure Up to 12 Months
    Borrowing funds does not have to be about being overburdened with endless EMI payments. We offer short-term loans for 1 month to 12 months, so that you can close the loan early than other traditional loans which extend to years together, and pay an EMI amount suiting your pockets. Short-term loans help in reducing the interest payout. The longer the tenure, higher the interest payout, but eloanfinance believes in saving your hard-earned money with shorter tenure loans.
  • 100% Online Process with No Physical Paperwork
    When you need money immediately, you will certainly like to avail funds in a jiffy without the hassle of visiting banks, standing in queues to apply for a loan, and then wait for fund disbursement. eloanfinance understands the need of the hour, and thus, has an online application process, making the loan process easy and simple.
  • All you have to do is enter a few essential details in the online loan application form, upload the soft-copy of documents.
  • Link your social media profile (any one – Linkedin/Facebook/Google/Truecaller, and bank account (upon loan approval), proceeding to submit the application.
  • You can apply for the loan from your laptop, smartphone, tablet, or computer, no branch visit is required, thus saving you time to focus on other important things.
  • Quick e-Approval and Disbursement
    eloanfinance offers quick e-approval for your small personal loan, with disbursal in as less as 2 hours. If you meet the eligibility criteria of the instant personal loan, have submitted the necessary documents, and completed other formalities, then your application will be processed almost immediately after verification. Thereafter, the customer support team will get in touch with you regarding the loan status.
  • Doorstep Service:
    eloanfinance Team offers free doorstep service in regards to cheque pickups.
  • Terms for EMI Payments:
    These cheques will not be deposited by us on EMI date, until you approve of the same. If you pay EMI through IMPS or NEFT, the unused cheques will be cancelled and we will provide you a snapshot of the cancelled cheques for transparency purposes. You are expected to pay the EMI on specified EMI date to avoid penalty charges.
  • Signing of Loan Agreement:
    Facility to e-sign loan agreement is available, thus, you do not have to step out of your comfort zone to manually sign the loan agreement.
  • Disbursal of Funds:
    The approved loan amount thereafter will be transferred to your bank account the same-day of the final loan approval.