Housing Loan

Housing Loan

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Housing Loan

Regardless of whether you're looking to purchase your first home or you need to construct your own house, or in the event that you simply need to renovate your current home, our home credit contributions meet every one of your necessities. You can likewise diminish your home credit EMIs by exchanging your current home advance to us at the lowest rate of interest in India. Easycashpayloan Home Loans accompany boundless advantages.

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Housing Loan

Description To Finance a new ready to move-in or under construction residential property.
Age Limit (At the time of loan maturity) - Salaried Individuals - 65 years of age or retirement, whichever is earlier - Self-employed (Professionals and non-professionals) - 70 years
Max loan tenor Up to 30 years for Salaried Up to 20 years for Self-employed
Max loan eligibility
Up to 30 Lakhs Up to 90% of the property's market value
Rs 30.01 Lakhs to Rs 75 Lakhs Up to 80% of the property's market value
Above 75 Lakhs Up to 75% of the property's market value
*Property's market value as assessed by e-Loan Finance.
Rate of Interest Starting at 9.75%
Description To finance renovation, expansion of existing residential property
Max loan tenor Up to 20 years
Rate of Interest Starting at 9.75%
Salaried
Proof of both identity, age, and residence (any combination that fulfills both.) Aadhar Card/E Aadhar issued by UIDAI Valid Passport Pan Card Driving License issued by the RTO Voter ID Card issued by Ec
Income
  • Last 3 months salary slip
  • Last 2 years Form 16
  • Bank statements for last 6 months reflecting salary credits
  • Appointment letter with salary breakup if current employment is less than 1 year old
Application Form
  • Application form
  • Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form
  • Cheque for processing fee favouring ‘ e-Loan Finance.
Details of current loans
  • Bank statement reflecting last 6 months EMI payment/ SOA of running loans
Property related
documents
  • Copy of the Allotment Letter / Buyer Agreement/Sale Deed
  • Receipts of payments made to the Builder/ Developer/Seller